I was checking the status of my OSAP and it now shows that I am receiving Canada-Ontario Integrated Student Loan
Canada Student Grant for Persons from Middle-Income Families
Ontario Access Grant
Travel Grant

This might be a silly question but I just want to double check, are these all loans that need to be repaid? Last year I only received the Queen Elizabeth Scholarship from OSAP so I am not very familiar with the process.

Thank you, sorry if this is a really dumb question! :s

Originally Posted by LivLucy

I was checking the status of my OSAP and it now shows that I am receiving Canada-Ontario Integrated Student Loan
Canada Student Grant for Persons from Middle-Income Families
Ontario Access Grant
Travel Grant

This might be a silly question but I just want to double check, are these all loans that need to be repaid? Last year I only received the Queen Elizabeth Scholarship from OSAP so I am not very familiar with the process.

Thank you, sorry if this is a really dumb question! :s

Only loans need to be repaid. Grants are free money. There's a page on the OSAP website where you can check your loans and grants totals separately.

Is it possible the receive the grants and not use the loan?

Originally Posted by LivLucy

Is it possible the receive the grants and not use the loan?

You can pay back the loan immediately. Most people wait until they graduate though, since interest is not charged until graduation. I keep on forgetting the organization you have to pay... I think it's National Student Loan Service? National Student Loan Centre? Something like that, it'll say somewhere on the OSAP website.

I think I have the same thing. How do we receive these money?

Originally Posted by ymich

I think I have the same thing. How do we receive these money?

I'm pretty sure it's part of your OSAP entitlement, so you would get it when you pick up your OSAP at both releases.

Thanks, the loan is such a small amount it's no problem to pay right away. I just want to avoid having any interest.