The Plan also covers 70% of Major Restorative Procedures such as crowns, bridges and dentures. Dental implants are included in the major restorative coverage. These expenses are paid in accordance with the ODA fee guide and benefits payable are limited to $2,500 per Plan year. Also, 50% of Orthodontic Procedures such as braces and retainers are covered
to a maximum of $2,500 per lifetime.

^I found this online in a pdf called Dental Plan McMaster Uni but it won't let me post the link
It says that they will cover 50% of the fee for braces? Is that true?
I couldnt get braces earlier because my parents couldn't afford it but I would do this if its true. Anyone with braces experience say they'll be too painful for first year?

Originally Posted by sniper96

The Plan also covers 70% of Major Restorative Procedures such as crowns, bridges and dentures. Dental implants are included in the major restorative coverage. These expenses are paid in accordance with the ODA fee guide and benefits payable are limited to $2,500 per Plan year. Also, 50% of Orthodontic Procedures such as braces and retainers are covered
to a maximum of $2,500 per lifetime.

^I found this online in a pdf called Dental Plan McMaster Uni but it won't let me post the link
It says that they will cover 50% of the fee for braces? Is that true?
I couldnt get braces earlier because my parents couldn't afford it but I would do this if its true. Anyone with braces experience say they'll be too painful for first year?

If you found it in the insurance information for this year, then it should be true.

The pain that people experience with braces differs between individuals, but under normal circumstances there's really no reason why you can't have braces while being in school...most people who get braces are in school. The most annoying part is probably scheduling the appointments.
It's also probably better to do it in first year, because in four years you should be done with braces (unless your teeth are really bad or complicated). You wouldn't want to start in your fourth year and then lose coverage part way through your treatment.

Originally Posted by starfish

If you found it in the insurance information for this year, then it should be true.

The pain that people experience with braces differs between individuals, but under normal circumstances there's really no reason why you can't have braces while being in school...most people who get braces are in school. The most annoying part is probably scheduling the appointments.
It's also probably better to do it in first year, because in four years you should be done with braces (unless your teeth are really bad or complicated). You wouldn't want to start in your fourth year and then lose coverage part way through your treatment.

Now I'm wondering if it's just covers the keeping up processes of braces, like broken bands and things of that sort. I've emailed them though, just to make sure.

That's a good point. My teeth aren't too bad, just a little crowded on top. But really I only have 2 teeth on top that bug me. Anyway, yeah, if it does cover braces, I'll do it first year.
Thanks a lot

DETAILS: https://www.msumcmaster.ca/services-...insurance-plan

COVERAGE LIST: https://www.msumcmaster.ca/services-...ental-coverage

You'll notice if you do a search on this page, they removed any mention of 'braces' being covered.

My guess would be that they see it as cosmetic surgery so it isn't covered. But it doesnt hurt to ask!!

yeah I emailed them and what I was looking at was for staff of McMaster haha! too bad, but thanks