Alright, so a close friend of mine got denied for OSAP apparently due to her bad credit. The thing that got me worried because i too have bad credit and i will be needing OSAP next year since im running low on my savings. If anyone has information regarding eligibility for osap and your personal credit score please share it with me because im way too worried.

I don't understand how they could decline you based on bad credit.

OSAP loans are zero risk for OSAP, because you can never get rid of them, even if you declare bankruptcy (unlike 100% of all other loans/debts). They will get the money back from you one way or another once you have an income.

Are you sure it wasn't another reason?

thats why i'm confused, since i know someone els with bad credit who got approved..it is too confusing

Come out to the OUSA Town Hall on OSAP tomorrow in 1280 at 1pm. People will be there to hear all of your concerns and answer your questions about OSAP.

Do you mean your parents have bad credit?

Because I hope at your age you wouldn't have bad credit.. o_o

im 23, i have had bad credit since i was 18...i was able to pay for this year through my savings..but next year i do not know what im gonna do if i get denied :(