Your payment agreement is not a balance! It is simply an agreement of the amount you will pay. Your money is going to your student account balance because that is exactly where it should go - that is where it shows how much money you owe the university (or how much the university owes you) taking into account ALL types of charges and all of your payments
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If you charge textbooks to your student account, then the balance will show up there as owing, and then you pay the balance the same as you did before for tuition.
If you look at an itemized list, it will break down your total balance into different charges and payments, but in terms of you paying it off, all of the money goes to the same place.
Think of it as using your credit card to buy books and food. You'll get receipts that say how much money will be taken from your credit card limit, and then you have to go and pay off your credit card - but you don't have to worry about making a payment for books and a payment for food, because it all goes to the same place.
Did they somehow change the way things look this year? There have been several people thinking the payment agreement is a "balance", and I don't remember that ever being an issue in the past. But there's at least four different threads on MI asking the same question from this year.
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