what banking info do i need in order too pick up my osap and what happens if i don't pick up my osap by sept 12???

If you selected OSAP as a payment option on you PA, then you do not need any banking info since the university will be taking the money .

However if you didn't select it as payment option then you have to bring some sort of bank info like a void cheque or mabye even a bank statment. You can go to your respectfull bank and ask for a couple checks for free. (they don't charge you if you only ask for couple and not a book)

Actually you still need your banking information anyways, esp if you're an off campus student, money will most likely still have to go into your bank account. Bring it anyway, just to be safe.

As for if you don't pick it up by the 12th? Well you'll accumulate more interest than you have to and you'll have to pick it up later from the Financial Aid Office.