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Credit Card Question

 
Old 08-25-2009 at 06:02 PM   #16
adrian
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Quote:
Originally Posted by lawleypop View Post
Buy me a drink and I'll buy you a cheezburger. Or two.
sounds good to me
Old 08-25-2009 at 06:03 PM   #17
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Quote:
Originally Posted by reeves View Post
I said that once upon a time too. But I came to realize credit cards are evil, and eat your soul.
Good thing I already sold my soul. I watched The Simpsons religiously as a child.

And I don't plan on using it for big purchases. I just want to establish some credit. Now I've got a credit card plus my line of credit.
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Old 08-25-2009 at 06:04 PM   #18
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Quote:
Originally Posted by adrian View Post
The internet friend, it's your friend. Also, apparently it takes A VERY COMPLICATED PROCESS AND A HELL LONG TIME, but you can automate the payments to your chequing account so you don't have to keep transferring every time you use it. I haven't done this as I rarely use my CC.
wait....what are we talking about here? Sorry, Ive been at work for the last 9 hours. My brain isn't working too good
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Old 08-25-2009 at 06:07 PM   #19
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Quote:
Originally Posted by reeves View Post
wait....what are we talking about here? Sorry, Ive been at work for the last 9 hours. My brain isn't working too good
you can get the visa to automatically pay for itself from your chequing account. Its a MISSION(think OSAP) to set this up, but it will work. Then you don't need to do all those transfers online to pay off your credit card, it does it automatically.
Old 08-25-2009 at 06:12 PM   #20
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Quote:
Originally Posted by adrian View Post
you can get the visa to automatically pay for itself from your chequing account. Its a MISSION(think OSAP) to set this up, but it will work. Then you don't need to do all those transfers online to pay off your credit card, it does it automatically.
Doesn't sound like it's worth the effort to set it up. I dunno, I can't imagine forgetting to pay something that's so important. xD Plus, yay for online banking!
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Old 08-25-2009 at 06:13 PM   #21
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Quote:
Originally Posted by adrian View Post
you can get the visa to automatically pay for itself from your chequing account. Its a MISSION(think OSAP) to set this up, but it will work. Then you don't need to do all those transfers online to pay off your credit card, it does it automatically.
Oh...yeah. That only takes a few clicks in my online banking. I used to have that set up, and I turned it off.
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Old 08-25-2009 at 06:16 PM   #22
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yep just presenting the option you guize
Old 08-25-2009 at 06:16 PM   #23
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I personally would rather pay it off manually. It's nice to see how much I'm spending and knowing for sure that the payment is made.
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Old 08-25-2009 at 06:20 PM   #24
lawleypop
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Quote:
Originally Posted by jhan523 View Post
I personally would rather pay it off manually. It's nice to see how much I'm spending and knowing for sure that the payment is made.
I feel the same way when it comes to cheques. I dunno how people have the guts to put it in an envelope and drop it in a machine. It's the only time I go up to a teller. XD
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Old 08-25-2009 at 06:22 PM   #25
zango
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Quote:
Originally Posted by adrian View Post
The internet friend, it's your friend. Also, apparently it takes A VERY COMPLICATED PROCESS AND A HELL LONG TIME, but you can automate the payments to your chequing account so you don't have to keep transferring every time you use it. I haven't done this as I rarely use my CC.
How is it hard? lol

When I signed up for my credit card I chose the option so that it automatically comes out of my chequing account, and that was that. (I guess if your chequing account and credit card are from the same bank its easier).
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Old 08-25-2009 at 06:26 PM   #26
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Quote:
Originally Posted by lawleypop View Post
I feel the same way when it comes to cheques. I dunno how people have the guts to put it in an envelope and drop it in a machine. It's the only time I go up to a teller. XD
whats so scary about that? Its a secure atm machine
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Old 08-25-2009 at 06:29 PM   #27
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Quote:
Originally Posted by jhan523 View Post
I personally would rather pay it off manually. It's nice to see how much I'm spending and knowing for sure that the payment is made.

+1.

I always check my bank balance online to keep track of my finances (income and expenses). In fact, I save all my receipts for each month and staple them together to make sure that the credit card statement I get is actually what I swiped for.
Old 08-25-2009 at 06:30 PM   #28
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Quote:
Originally Posted by lawleypop View Post
I feel the same way when it comes to cheques. I dunno how people have the guts to put it in an envelope and drop it in a machine. It's the only time I go up to a teller. XD
Why don't you just use online payment? It's secure on your home connection and it's even secure if you do it at school as long as you use VPN to encrypt the data.
Old 08-25-2009 at 06:31 PM   #29
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Quote:
Originally Posted by thedog123123 View Post
whats so scary about that? Its a secure atm machine
Dunno. Alls I know is that if I ever put in a cheque I got from Tim Hortons/any other job I worked and it got lost, that woulda been a whole paycheck I lost 'cause all my managers have been douchebags on major powertrips.

I just don't trust it.

Kinda like how my grandma sent me 20 pounds from England but some postal worker opened my mail and stole it. (Seriously).
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Old 08-25-2009 at 06:33 PM   #30
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Quote:
Originally Posted by myster View Post
Why don't you just use online payment? It's secure on your home connection and it's even secure if you do it at school as long as you use VPN to encrypt the data.
Online payment for a cheque or for my credit card? If it's for my CC, then yea, that was the plan. I'm all about online banking.
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