I know I have to take 60% course load to be considered full-time by OSAP. If I take 4 courses 1st sem and 2 courses 2nd sem, is that alright? Or must I take 3 courses each sem? Please give answers only if you're 100% positive.

that's fine as long as the amount of units for the year are at least 60%. so you can 2 classes in term one and 4 in term 2. Doesn't matter as long as they add up to 60%

because there is such a drop between your two semesters (20%), you wont be eligbile at all. i have that course load this year and wasnt eligible for osap because of it

100% positive. Course load minimum must be maintain per semester NOT just per year.

60% must be for term 1 and term 2. You can't split and combine it for both terms.

If you want an answer from someone "100% positive", go ask SFAS.

For the record, I thought it was on a sessional basis, so "fall/winter" counts as one session...but then I know in summer if you take two courses in spring and none in summer you're still okay for the spring term.

So yeah, given the diversity of answers here from people who are all "100% positive", you should really ask SFAS.